<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.friendlycfo.com/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-22</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/strategic-synergy-how-hr-experienced-cfos-transform-organizations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-22</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/financial-wizards-on-a-part-time-contract-how-fractional-cfos-transform-project-management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-09</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/mastering-cash-flow-management-a-comprehensive-guide-for-small-business-owners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/dont-miss-these-tax-deductions-a-guide-for-small-businesses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-04</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/maximize-sales-price-in-four-steps</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/whats-a-tax-id</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/4-must-have-components-budgeting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-05-04</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/business+sale</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/tutorial</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/irs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/deductions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/small+business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/maximize+sell+price</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/blog/tag/tax+planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-02-26</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1644815860814-9X1CIIYLM5TGKTHMZN4W/pexels-thirdman-5256816.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1644816025996-YQPXD1KADVF8R80K0WAJ/unsplash-image-0aRycsfH57A.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/6512d52e-12ce-4a0e-aba9-18c4a4c93a48/pexels-kindel-media-7688336.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1644817762183-YTLDOX9SB4A57OBOHBWH/unsplash-image-gcsNOsPEXfs.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/0cc62e93-048a-46a0-aaa6-fa4fd791bb44/IMG_6247.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>I’M TENA (HOAG) ELLEFSON &amp; THIS IS THE FRIENDLY CFO STORY For more than two decades I’ve learned the secrets of running most facets of business, courtesy of my employers. I’ve created success for businesses as small as 2 employees — and others with more than 10,000. During this time I interacted with smart people all around the organization, and found many thinking of financial and human resource topics as a foreign language. I’m here to translate these concepts into straight-forward and understandable actions that you can use to launch, sustain, or transform your business.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-18</lastmod>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/what-people-are-saying</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/f02137ca-ae73-4633-a493-81d8d128cc2d/Alliance+Award.png</image:loc>
      <image:title>What People Are Saying</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/a5bdf4ec-d43c-4687-867e-0fccfa33b468/CFHW.jpg</image:loc>
      <image:title>What People Are Saying</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/new-business</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1645051374716-9G2W3TWDMSZEON3J1HM8/unsplash-image-bmJAXAz6ads.jpg</image:loc>
      <image:title>For New Businesses</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/existing-business</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1645052334239-GJOUZVI1A6WB5TNGPVLG/unsplash-image-TamMbr4okv4.jpg</image:loc>
      <image:title>For Growing Businesses</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/need-employees</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1645053758655-MUNREPMS4KTY22ERKMW5/unsplash-image-kvmdsTrGOBM.jpg</image:loc>
      <image:title>For Human Resource Support</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/project-help</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62053bb230ca93045a8b7902/1645055012673-6X885YFHE19334NN6DJI/unsplash-image-VdOO4_HFTWM.jpg</image:loc>
      <image:title>For Project Assistance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.friendlycfo.com/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-18</lastmod>
  </url>
</urlset>

